We've got you covered.
Comprehensive property & casualty coverage for where you live and where you work — built for the realities of coastal and storm-exposed communities.
OUR MISSION
We go beyond insuring properties — we help build resilient communities.
Lilypad Insurance provides innovative, customer-focused property and casualty coverage across Alabama, Florida, Hawaii, Louisiana, Mississippi, South Carolina, and Texas.
With deep expertise in storm-related challenges and a strong commitment to homeowners facing heightened hurricane and climate risks, Lilypad delivers competitively priced protection while adapting to the evolving needs of agents and policyholders.
7
States served across the Gulf & Southeast
A
Exceptional Financial Stability Rating® from Demotech
24/7
Claims & customer service, 365 days a year
2
Carriers behind one unified brand
WHAT SETS US APART
Strength you can build on.
Financial Strength
Prudent reinsurance, conservative underwriting, and disciplined risk management keep us strong — backed by Lilypad Insurance Holdings and an A (Exceptional) Financial Stability Rating® from Demotech.
Expanding Products
A full suite of residential and commercial coverage, with local agents we collaborate with to match the right protection to every customer’s needs.
Agent-Friendly Technology
Modern, web-based systems that are easy to use, plus tools that fit the way agents already work — so quoting and servicing stay simple.
Want to join the team?
We're hiring across underwriting, claims, and technology — come help keep coastal communities protected.