Frequently Asked Questions

Can I bundle my Dwelling Fire endorsements for a discount?

Absolutely, Lilypad “Lotus” and “Lotus Plus” package endorsements offer the most commonly selected endorsements at a savings.

Are there discounts available for Lilypad's homeowners insurance?

Yes, we offer discounts for being loss free for more than 3 consecutive years, there are also discounts for customers who protect their property against water, fire, and theft loss with alarm systems. In addition, discounts may be available if your home has been recently renovated (HVAC, roofing, electrical systems, and/or plumbing).

How do I choose the right home insurance coverage?

Consult with an agent who can guide you through selecting the ideal coverage for your home.

What is the process for filing a claim with Lilypad?

Claims can be filed by contacting us at 866-228-7993 or by submitting an on-line form here.

Can I customize my homeowners insurance policy to fit my specific needs?

Absolutely, focusing on flexible solutions and maintaining a customer-centric approach aligns with the basic mission of Lilypad.

Who is Lilypad?

The Lilypad Insurance Holdings group is comprised of Lilypad National Insurance Company and Centauri Specialty Insurance Company, which are property and casualty insurers currently serving policyholders across seven states combined. Lilypad delivers specialized insurance solutions to homeowners and property owners in coastal areas. By applying advanced technology and leveraging extensive industry experience, Lilypad seeks to provide robust coverage options that meet its clients' unique challenges.