To report severe weather claims, please call:
Homeowners & Commercial: 866-228-7993
Hawaii: 866-789-4228

We’ve got you covered.

Comprehensive coverage for where you live and where you work.

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We go beyond insuring properties — we help build resilient communities.

About Lilypad

Lilypad Insurance provides innovative, customer-focused property and casualty coverage across Alabama, Florida, Hawaii, Louisiana, Mississippi, North Carolina, South Carolina, and Texas.

With deep expertise in storm-related challenges and a strong commitment to homeowners facing heightened hurricane and climate risks, Lilypad delivers competitively priced protection while adapting to the evolving needs of agents and policyholders.

By understanding the unique demands of coastal regions, we go beyond insuring properties — we help build resilient communities.

Residential Insurance

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Protect your home, belongings, and liability from risks like natural disasters, theft, and everyday accidents.

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Homeowners
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Dwelling Fire
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Condominium
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Renters
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Flood

Florida homeowner?

See Florida Discounts →

Commercial Insurance

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Cover businesses, associations, and multi-unit properties for buildings, income, liability, and equipment risks.

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Commercial Residential
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Business Owners
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Claims. Made simple.

Explore Claims
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Easy Claim Submission

Submit your claim by phone or use our on-line form.

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Rapid Response You Can Rely On

Our dedicated claims team works to promptly address and resolve your claim.

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Communication and Transparency

Stay informed throughout the process.