Additional Endorsements
These optional endorsements let you tailor your Lilypad residential homeowners policy to the risks that matter most. They’re add-ons to your homeowners coverage — not standalone or commercial products.
Available endorsements
Animal Liability Endorsement
Liability applying to loss caused by animals owned or kept by you (restrictions apply)
Service Line Enhancement
Covering direct physical loss to lines servicing the dwelling on a per occurrence basis (restrictions apply)
Home Computer Coverage
We cover your home computer against risks of direct physical loss or damage from external causes (restrictions and exclusions apply)
Fortified Roof Replacement
If the roof of the insured dwelling sustains a loss caused by a covered peril and we determine that the entire roof of your dwelling needs to be replaced, we will pay the actual, reasonable, and necessary added costs for labor and materials you incur to replace the damaged roof in conformity with “Fortified Roof™” standards.
Golf Cart Physical Damage and Liability Endorsement
Coverage is extended under your homeowners policy for certain losses arising from the use of your golf cart specifically described in the declarations page. (restrictions and exclusions apply)
Identity Fraud Expense
We will pay up to $15,000 for “expenses” incurred by an “insured” as the direct result of any one “identity fraud” first discovered or learned of during the policy period (restrictions and exclusions apply)
Interested to learn more about these endorsements?
Get connected with an agent today to ask about adding these to your policy or contact us if you have any questions.
We’re Here 24/7
Customer service is available 24 hours a day, 365 days a year.
BY PHONE
Homeowners & Commercial
866-228-7993
Hawaii
866-789-4228
BY EMAIL
Personal Lines
customerservice@lilypadins.com
Commercial Lines
commercial_underwriting@lilypadins.com